Instant Payouts · IMPS · NEFT · RTGS · UPI

Send Money
At Lightning Speed

The complete payout platform for businesses. Disburse funds instantly via any payment mode with enterprise-grade security and real-time tracking.

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₹0
Setup Cost
4
Payment Modes
99.9%
Uptime SLA
REST API
Developer Access
Why choose us

Everything you need
to move money fast

Powerful features built for businesses of all sizes — from startups to enterprises.

Instant Processing
IMPS payouts settle in under 30 seconds. NEFT and RTGS within the same business day.
Bank-Grade Security
2-step OTP auth, IP whitelisting, CSRF protection and full audit logging on every action.
Developer API
Simple REST API with Bearer token auth. Integrate payouts into your app in minutes.
Real-time Dashboard
Track balances, payout status and history with live charts and instant insights.
Multi-Merchant
Manage multiple merchants from one admin panel with granular permission controls.
Wallet System
Flexible fund load system with proof upload. Full ledger history with CSV export.

Supported payment modes

IMPS
NEFT
RTGS
UPI
Two ways to use

Panel or API.
Your choice.

Merchant Panel
🖥️
Web Dashboard
Full-featured merchant portal to initiate payouts, load funds, track history and manage API credentials — no code required.
  • Initiate IMPS / NEFT / RTGS / UPI
  • Real-time wallet balance & history
  • Fund load via bank transfer
  • API key & IP whitelist management
  • CSV export for all reports
Open Dashboard
Developer API
⚡
REST API
Integrate payouts directly into your application. Simple JSON API with Bearer token auth and webhook callbacks.
  • POST /api/create_payout.php
  • GET /api/checkpayout.php
  • IP whitelist enforcement
  • 60-second duplicate detection
  • Webhook status callbacks
View API Docs
Simple Integration

Integrate in
minutes, not days

Two endpoints. Bearer auth. JSON in, JSON out.

1
Generate API key
Merchant dashboard → API Details
2
Add IP to whitelist
Lock the API to your server IPs
3
POST to create_payout
Send beneficiary details + amount
4
Handle webhook callback
Receive real-time status updates
create_payout.php — cURL example
// Initiate a payout via API
$ch = curl_init('https://instantpayout.in/api/create_payout.php');
curl_setopt_array($ch, [
  CURLOPT_POST => true,
  CURLOPT_POSTFIELDS => json_encode([
    'name' => 'John Doe',
    'bank_account' => '123456789012',
    'ifsc' => 'SBIN0001234',
    'amount' => 5000,
    'payment_mode' => 'IMPS',
  ]),
  CURLOPT_HTTPHEADER => [
    'Authorization: Bearer YOUR_TOKEN',
    'X-MID: YOUR_MID',
  ]
]);

// Response
{ "status":"success", "payout_id":"PAY2026XXXXX" }

Ready to send your
first payout?

Create your merchant account and start disbursing funds today.

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